1. General
These terms and conditions contain the terms and conditions on which Quirin Privatbank AG (hereinafter "the Bank") offers registered users of this portal access to individual documents (hereinafter "the Offer"). By registering and using this Offer, you agree to be bound by these terms and conditions and all applicable laws, rules and regulations. The Offer is intended exclusively for institutional clients within the meaning of Section 67 para. 4, in conjunction with para. 2 sentence 2 no. 1 a-e of the German Securities Trading Act (Wertpapierhandelgesetz, WpHG). Individuals and consumers are explicitly excluded.
2. Registration/User Contract
To access the Offer requires registration. Registration involves the provision of data on the registration screen and transmitting your data. Conclusion of the registration process constitutes a binding offer to conclude a user contract with the Bank. You will then receive confirmation of receipt of your Offer at the email address provided. After successful verification of your data by the Bank, you will receive a second email with a temporary password. You are now deemed to have entered into a binding agreement with the Bank in accordance with these terms. The contract language is English. By using the temporary password, you again confirm that you have entered into a binding contract with Bank and your account is activated. This procedure is also intended to prevent unauthorised third parties from registering with a third-party email address.
3. Costs
To access the Offer after successful registration is free of charge. The individual documents can be downloaded partly free of charge and partly against payment. Documents available free of charge are identified as such. The costs for all other documents are shown in the tiles next to the documents and displayed in EURO before the purchase process.
Once you have ordered the selected document, which is subject to payment, you will be taken to a summary window showing the selected document and its costs. Here you have the option to review your order and change or cancel it, if necessary. By clicking on the "Buy now" button, a legally binding contract of sale for the selected item is concluded between you and the Bank. The selected document can subsequently be downloaded immediately.
When ordering documents available free of charge, download is carried out directly and without verification or possibility of correction.
For purchases of documents requiring payment, the payment method is by invoice. You will receive the invoice by email to the address provided by you. The invoice amount is due upon receipt of the invoice and payable by bank transfer to the specified account.
Only individual documents can be ordered via this portal. Should you wish to become a subscriber, please send us an e-mail to ........ The Bank will then contact you immediately.
4. Termination/Operation and Availability
Any user can terminate the contract at any time without notice by clicking a button containing "terminate account". You will then receive a confirmation email and your account will be deleted.
The Bank is entitled for good cause to block or delete an account. Good cause shall be deemed to exist, in particular:
– if there is any suspicion of abuse,
– in the event of a delay in payment following a second reminder.
The Bank reserves the right to vary, restrict, suspend or discontinue the website and the Offer (or any part).
5. Liability/Security
The Bank will not be liable if this website or the Offer is unavailable at any time; in particular, the Bank will not be liable for any malfunction, interruption or any failure of the Offer.
Communication by email and transmission via the Internet carry the risks of unauthorised access, piracy, interception and destruction by unauthorised third parties. While the Bank endeavours to minimise these risks, you are responsible for the confidentiality of your access data and the security of your IT environment.
The Bank will not be liable for any damages whatsoever directly or indirectly related to the use of communication via email or transmission via the Internet.
6. Contact details
Quirin Privatbank can be contacted by phone on +49 (069)-247 5049 46, or by email to Klaus Soer, klaus.soer@quirinprivatbank.de.
7. Final provisions
These terms and conditions are construed and governed exclusively in accordance with German law.
The place of jurisdiction for all legal disputes between the parties in connection with this Offer and/or these terms and conditions is Berlin.
The Bank reserves the right to amend these terms and conditions at any time with future effect. Any amendments to these terms and conditions will be displayed on the website or communicated by email.
If any provision or part thereof is or becomes invalid, the validity of the remaining provisions shall remain unaffected.
These terms are effective and were last updated in July 2019.